What is scratch and dent insurance?
Scratch and dent insurance covers your vehicle bodywork for repairs which can be carried out using the Small to Medium Area Repair Technique (SMART). This is usually cosmetic repairs to damage such as single panel scratches, bumper scuffs and the removal of small dents where the paint has not been broken.
To find out exactly what is covered, please check the full Policy Document.
My car isn’t brand new, is it worth insuring?
Every car is worth insuring for scratch and dent repairs. Repairing small damage means your car is kept in great condition, it can maximise its re-sale value and means lease cars can be maintained to avoid or lessen any additional charges when they are due to be returned.
Who is eligible to purchase scratch and dent insurance?
Scratch and dent insurance isn’t a new thing. However, the policies are usually very restrictive as you have to either purchase it directly from a car dealership or within 30-days of purchasing a car.
These scratch and dent policies can be purchased by anyone who owns or leases a car that is under 7 years old and has less than 70,000 miles on the clock. All that’s needed is to inspect the car to check for existing damage and you’re good to go.
Do I have to have an inspection carried out?
If you have bought your car from a dealership in the past 30 days, you do not need to have an inspection report carried out.
Likewise, if you have had an inspection completed straight after a Revive! SMART repair then you have 30 days to purchase a policy.
Other than that, your car will need to be inspected once you have purchased your chosen policy.